November 29, 2017
How to be debt free

Do You Know How To Avoid The Debt Cliff This Holiday Season?

Do You Know How To Avoid The Debt Cliff This Holiday Season? Amazing how quickly Christmas and HOLIDAYS comes, the shopping and preparing anyway. When […]
November 24, 2017
Memory Christmas Ornaments

Baby and Kids Keepsake Memory Ornaments

Are you looking for a quick holiday craft,a keepsake or even a present that is economical yet sentimental? Look no further! Here are three ideas […]
December 22, 2014

Santa was Fired

I want to say how much I appreciate the very patient and kind-hearted Santa’s and his helpers out there that sit for pictures with children […]
December 8, 2014
budget, cost, holidays, Christmas, gifts, presents

Are YOU Ready for the Holidays?

SURVIVING and Having JOY in the HOLIDAYS   Yes, they ARE coming!!! The holidays are highly anticipated with visits from family near and far. However, it […]
December 20, 2013
Milk Chocolate Nut Clusters

No Fail Easy Chocolate Covered Nut Clusters

My sister Jody and I have made these for years. They are quick, inexpensive, stretch the budget, and make a wonderful gift. Before the chocolate […]
December 13, 2013
Sugar Scrubs

Sugar Scrub

Sugar Scrubs are easy and wonderful gifts to give.  Choose the scent and color to personalize this very appreciated gift.  Use regularly to exfoliate away […]
December 11, 2013
Homemade Gift Tags

Homemade Gift Tags

  I have TWO FUN tags that will make your gifts extra special. First up, an easy, quick and charming gift tag for anyone on […]
November 18, 2013

Holiday Budgeting

HOLIDAY BUDGETING Amazing how quickly Christmas and the Holidays come; the shopping and preparing anyway. When I was young, one of my most memorable Christmas […]